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GE Money in Italy

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Italy

In Italy, GE Money operates as GE Capital Servizi Finanziari, providing loans and leases through auto dealers to consumers and companies countrywide. We are also known as GE Money Bank, established in January 2005 - offering home loans and debt consolidation to customers across Italy.

GE Capital Servizi Finanziari entered the Italian auto financial market with a 1995 acquisition of Filea Leasing – later merging with Romacredit to offer consumer loans and acquiring Vegalease to strengthen ourselves in the lease market. In 1998, we officially became GE Capital Servizi Finanziari (GECSF), with 13 branches in major cities and more than 150 agencies aligning with car dealers to serve customers more effectively.

As GE Money Bank, we operate through direct channels as well as via a growing network of brokers and real estate agents. With flexible products and fast service, we bring our clients' dreams into reach.

Products in your corner of the world

If your installments are coming around faster than you expected and you have fallen behind on your bills, we provide you customized solutions to create some breathing room in your budget. With us you can replace your mortgage and personal loans with one single loan secured on your property. Lower monthly installments more aligned with your repayment capacity can help you achieve your financial freedom.

We provide variable rate home loans, targeting the needs of a broad range of clients including contract workers, self-employed and non-resident consumers. Our offer includes home mortgage loans financing up to 100% LTV (loan-to-value), with a duration up to 40 years and convertible solutions to pay lower installments for the first five years since made up of interests only.

For peace of mind, we offer Payment Protection Insurance to protect consumers from payment hardship on leases or loans, as well as fire, theft and damage insurances.

GECSF provides leasing primarily of new cars, but also of commercial vehicles and trucks. We also offer closed-end loans for the purchase of new and used automobiles.